In our web shop you'll pay with only trusted and secure payment methods. Read more:
PAYTRAIL - CREDIT CARDS, MOBILE PAY, ONLINE BANKING SERVICES, ETC.
Select Paytrail at checkout, when you want to pay with Visa, MasterCard, MobilePay, Pivo, Walley, OP Lasku, OP Tililuotto, Siirto or any trusted Nordic and Finnish online banking service.
Paytrail by Nets is a licensed payment institution authorized by the Finnish Financial Supervisory Authority. Paytrail is used by more than 10 000 online business services. You will recognize Paytrail by the pink Paytrail-logo when you’re shopping online.
Paytrail will show as the recipient of your payment on your bank or card statement.
KLARNA FOR CONSUMERS
Note: If you are Swedish and want to pay with Klarna, choose Sverige as your country from the upper right corner of the page and show prices in Swedish kronor (SEK).
Klarna invoice - Pay later: Order today and pay after you have received your shipment. With Klarna invoice you can pay up to 14 days later. Your agreed payment period starts when the order is shipped. The Klarna invoice will be sent to your email. You can view it on your own pages at the Klarna website and also in the Klarna app with a full review of your payments.
If you want, you can also spread the cost of your purchase giving you more time to pay. For this service Klarna may charge you a fee. We also accept Klarna invoice as a payment method in our stores.
We charge a 3,95 € payment fee for the Klarna Invoice payment method.
Klarna monthly payments - Slice it: This easy and transparent credit option allows you to spread the cost of your purchase over 6-36 months.
Select to pay via financing and choose your preferred payment plan. You’ll be informed of an annual interest rate upfront before you complete the application. Just complete a credit application when ordering. You will know instantly if you are approved and can complete the order right away. This involves a hard credit check that may impact your credit score.
You will make the monthly payment online or in the Klarna app using bank transfer or card. You can set up automatic payments or pay off the full amount anytime. Klarna will notify you each month about your upcoming payment.
In our webstore you can also pay with PayPal.
Please note that if you return a product or cancel an order that was paid using PayPal, a 3,49 % transactional fee charged by PayPal will be deducted from the refund.
SANTANDER CONSUMER FINANCE
In our webstore we offer flexible and competitive Santander Consumer Finance. Santander Consumer Finance is a cardless finance product which enables you to pay 300 - 7500 € webstore puchases in installments of your choice without collaterals or guarantors. The consumer finance lets you periodize costs by slicing a large purchase into smaller installments. The fixed interest rate and installment makes it simple to know in advance the total cost of your purchase. The starting fee is always 0 € and the loan can be repaid ahead of schedule without additional fees.
Santander Consumer Finance is available in our webstore for private individuals living in Finland that are at least 21 years old. The finance is quick and simple to apply at the webshop checkout.
In Musamaailma stores you can pay in cash, by debit and credit cards, Klarna invoice and Apple Pay.
Planning for a major purchase in our store? Get everything you need with Musamaailma Financing, in cooperation with Santander.
Come to our store and ask us for more information. We offer Musamaailma Financing to our Finnish customers in cooperation with Santander Consumer Finance, a leading consumer finance company present in 15 European countries. It is easy, fast and reliable way to finance large (300 € - 40 000 €) instrument and gear purchases with up to 7 years payment time.